Subsequently, the plaintiff entered a claim challenging the default judgement, but the judge rejected it, directing the plaintiff to refile the complaint as “an actual counterclaim in the Special Civil Part matter.” The judge provided additional instructions specifically, that the plaintiff’s “‘counterclaim will only be filed by the court if her motion to vacate default is granted… that ‘n the event default is not vacated, may file a new complaint under a new docket number with the proper filing fee.’” Unfortunately, the plaintiff failed to file the counterclaim as instructed, and Mariner obtained a default judgement in the amount of $2,480.07. The plaintiff failed to answer the complaint, so a judgement in favor of Mariner was entered. Mariner filed suit to collect the defaulted amount. On default, the plaintiff owed $2,378.50. The promissory note provided that if any installment was not paid when due, the remaining balance would become due immediately, with a penalty of 21% interest attached. In March 2012, the plaintiff defaulted on the loan. Initially, in August 2010, the plaintiff issued a promissory note secured by her car and payable to Mariner Finace in return for a loan of $7,745.75. In May 2016, in the Appellate Division of Superior Court of New Jersey, a plaintiff appealed a previous denial of her claim against Mariner in their attempt to recover the unpaid portion of a defaulted auto loan. Here are some Sample Cases filed in Federal Court Can you help me file a No Fee Lawsuit against Mariner Finance LLC?Ībsolutely. ![]() Since March 2015, the Consumer Financial Protection Bureau (CFPB) has closed 84 complaints against Mariner, and Justia lists at least 5 cases of civil litigation involving Mariner Finance. Complaints are fairly evenly split among those alleging problems with billing and collections advertising and sales and customer service. The BBB has closed 162 complaints against Mariner Finance in the preceding three years, with 57 closed in the past 12 months. How many complaints are there against Mariner Finance LLC? Mariner’s Resource page offers information about how to apply and how to make payments, but there are no references to consumer protection or financial regulatory laws or agencies. Mariner reports directly to Equifax and Transunion credit reporting agencies. Mariner describes itself as a consumer finance company that is not affiliated with Mariner Bank. Mariner issues loans for a minimum amount of $1,000 to a maximum amount of $25,000, depending on the state in which the loan is issued. ![]() Their home loan division accepts applications for first-time home purchases, home refinancing, reverse mortgages, and additional options for underwater mortgages and mobile homes. Mariner’s auto finance division offers loans to refinance existing loans, or for the purchase of new or used vehicles. ![]() Their personal loan division offers loans for debt consolidation, unexpected expenses, home improvement, vacations, and weddings. Mariner offers loans in three general areas-personal loans, auto loans, and home loans. Buzzfile estimates Mariner’s annual revenue at $11.2 million.Īccording to its website, Mariner was founded “by a group of financial experts with a common goal: to apply their wealth of knowledge to serve the specific financial needs of each customer.” Mariner’s staff of financial professionals“work with to create a solution that fits” their specific needs, rather than issuing loans only to borrowers who qualify according to established standards. Mariner uses the alternate business names Pioneer Credit Company and Sunbelt Credit Holdings. The BBB lists Mariner under several business categories, including loan and banking services, investment advisory services, mortgage brokerages, and financial services. The BBB established Mariner’s profile page in 2005. According to the Better Business Bureau (BBB), Mariner Finance, LLC is a legitimate loan provider founded in 2002.
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